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Home Multi Car Insurance

What is included in Multi Car Insurance and how does it work?

mcs by mcs
September 14, 2022
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Include all of this as standard with our multi car insurance:

  • Get 10% off for every car you own
  • Have the same renewal date for all vehicles
  • Comprehensive programs include windshield and £5000 private accident insurance as standard.
  • Uninsured driver and vandalization commitment (extensive only)
  • It covers 90 days of your EU travels.

– Hastings Essential programs do not include a windshield cover and come standard with £1000 private accident insurance.

– Not included in Hastings Essential programs.

All vehicles previously purchased and included in the policy will not be applied directly to 10%, the discount will be applied in the next renewal.

Multi car insurance

How does Multi Car insurance work?

You can add vehicles for anyone living with you at your address, and you’ll get a discount for every car you add. Vehicles can be at any point in their current policy, we will simply arrange for them to be refurbished at the same time as your car.

Each car will have its own policy under Multi-Vehicle, but you will be the main account holder.  This means you can manage programs online and ultimately be responsible for all payments.

Is the Multi Car cover cheaper?

As with any other insurance, the price you pay for coverage depends on a wide range of influences.  However, you’ll get a discount for every car you add to the policy, so you might be surprised how much you save.  You will also have the advantage of having all the vehicles under one account, which makes managing them easier for everyone because you will only need to undo a renewal date!

You don’t have to be really related to benefit from Multi Car Insurance, so this type of cover works for families and couples as well as for relatives and friends living together.  It’s also flexible, each car can have a different guard position and spare quantum, as well as new extras like a breakdown cover.

Can you have two main drivers in the same car?

  • No!

Any auto insurance policy must have a primary driver (the policyholder) and also new drivers are added as named drivers.

In a Multi-Car insurance policy, the primary driver on the policy will be the only person who can recover the no-claim deductible (also called no-claims benefit).  however, if the insured does not have damage reduction protection, if one of the buses in the account is involved in an accident, the discount on that vehicle will also be reduced.

Is it cheaper to add an alternative driver?

Adding an alternative or named driver to a policy may lower bonuses depending on the threat profile of the person you add.

It has a lot to do with the alternate driver’s record and driving history.  For the case, if they’re inexperienced or have points in their driver’s license, they can add up the cost of coverage.

How does the Multi Auto insurance discount work?

As with any other insurance, the price you pay for coverage depends on a wide range of influences.  However, you’ll get a discount for every car you add to the multiple auto policy, so you might be surprised how much you save.

You will also benefit from having all the tools under one account, as there are multiple auto covers.  So it makes it easy for everyone to manage them as you will only need to get a renewal date back.

You don’t need to be really related to benefit from Multi Car insurance.  This type of multi-insurance works well for families and couples, as well as for relatives and friends living together.  While it’s multi-policy insurance, it’s flexible as each car can have a different insurance position and spare quantum, as well as new extras similar to breakdown insurance.

Multi car insurance

Why choose Hastings Direct Multi auto cover?

If the policy does not start by 11 months, you will receive a 10% discount for each car you add (currently you can add up to 4 vehicles).  You can make an annual payment for the entire vehicle with a single payment and manage everything with a single policy.  That is, if you change the address, you only have to do it in advance.

10% will not be applied directly to the buses purchased and included in the policy, the discount will be applied in the next renewal.

Get a Multi Car insurance quote

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